Kimberly Pierce
Comox Valley Mortgage Specialist
About Kimberly….
As a new Mortgage Specialist at Invis Pacific View Mortgages I look forward to helping my clients find the right financing solution for their needs. I bring with me over 21 years of experience as a senior legal assistant meaning I excel at client care and attention to detail.
I feel lucky to call the Comox Valley home now for over 25 years. Growing up, I’ve lived on both the East and West coast of Canada, and I know and understand what it’s like to be part of a Canadian Armed Forces family that faces relocation every few years. If you are a military family moving to the Comox Valley, I’d be pleased to help you finance your new home.
Kimberly is lucky enough to have ended up back in the Comox Valley, and calls it home now for over 25 years, where she lives with her husband Lyle, a commercial fisherman.
Kimberly strives to constantly exceed her client’s expectations and make the process as smooth and efficient as possible. Kimberly prefers to turn what some may see as the impossible into the KIMPOSSIBLE and gets the job done. Here business partners and clients know that she is always there when they need her and is never to busy to answer any questions they may have.
You want to get the most from your mortgage – now and in the years to come. As a professional Mortgage Consultant, I can do just that. From competitive rates to flexible options, I will work with you to find solutions that suit your needs. With access to over 50 competing lenders – including major banks, credit unions, life insurance companies, trusts and other national and regional lenders, I have the tools to get you the best mortgage, with the features and rate that meet your needs, whether you are:
~ purchasing your first or next home or considering a vacation property.
~ considering a large renovation project.
~ refinancing to boost monthly cash flow and save on interest costs.
~ looking at options for your mortgage renewal; or,
~ interested in repairing your credit so you can qualify for mortgage financing.
My business is built primarily through referrals from satisfied customers, which means your positive mortgage experience is essential!
It is worth a call to schedule a free, no obligation review of your situation. Because the right mortgage can build your wealth and save you thousands of dollars! I look forward to helping you achieve your dreams for home ownership.
Your home equity can be a valuable financial resource, enabling you to access credit at rates that are generally lower than other forms of borrowing.
To see if unlocking some of your home equity works for you, contact us for a free review of your current situation and future goals. We can advise how much equity you can leverage, and what your monthly payments would be. You may be surprised at the power of your home equity.
Do you want to increase the comfort and enjoyment of your home because you’re planning to be there for the foreseeable future? If your dream home is one renovation away, we’ve got a smart-money tip: Reno & Roll – rolling the cost of your renovation into your mortgage for one easy monthly payment, and then using your prepayment features to pay if off faster.
There are many reasons to consider investing in property. If you are thinking about building wealth with an investment property, talk to us. We can help you determine your downpayment options and run the financial calculations that you’ll want to see for cashflow and capital appreciation
While there is now broad recognition that self-employed Canadians are an excellent and reliable customer group, your Mortgage Consultant will advise you how you can improve your options and get the best possible rate, for instance, through any documentation to prove income and/or employment, a great credit history, or a significant downpayment.
Most of all, we can help you stay focused on your business, alleviating the burden of many time-consuming and frustrating tasks associated with securing a mortgage. We’ll also work around your hectic work schedule.
If you are a new Canadian, we can streamline the mortgage process for you, from counseling on credit, to obtaining credit references from foreign banks, to confirming foreign income. We’ll advise you on the paperwork you need to assemble to apply for a mortgage, and then present your financial history to the lender or lenders that can best meet your needs.
If you’re carrying high-interest credit card debt that has caused your cash flow to slow to a trickle, you owe it to your financial future to have a conversation about how you can roll that debt into your mortgage so you can save – sometimes thousands in interest – and start building wealth.
At renewal, you can renegotiate everything pertaining to your mortgage – amortization, rate, term etc. with no penalties. Your lender will be interested in seeing you come back, but it’s important to investigate your options and make sure you are getting the best possible deal.
Mortgage renewal is also an important time to decide if you should roll your high-interest credit cards and other debt into your mortgage to get one lower payment, boost your cash flow, and save on interest costs.
The appeal of a vacation property is often as much economic as it is emotional: an investment that makes sound financial sense can also provide you and your family with a lifetime’s worth of memories. Bringing this investment within reach are the excellent financing options available for Canadians purchasing vacation properties.
When you are ready to sell your home and buy a new one, your first move should be to look into your mortgage options. If you will need a bigger mortgage, your options will include bringing your mortgage with you if it is portable. You can often “blend” your current mortgage rate with the mortgage rate on the additional funds you need.
If you are a first-time homebuyer, getting professional mortgage advice is a great place to start. We specialize in the kind of education that can help get new homebuyers off to a great start! debt is ‘smart’ debt, buying your first home is a huge financial decision and there is a lot to think about. It’s one of the most important financial decisions that most Canadians will make in their lifetime.